RPLI Whole Life Assurance (Gram Suraksha) Insurance Plan - Premium Calculator

Policy Type

select policy RPLI Endowment Assurance RPLI Whole Life Assurance RPLI Convertible Whole Life Assurance

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Date of Birth

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Sum Assured

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Premium Ceasing Age

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Calculation results for RPLI Whole Life Assurance (Gram Suraksha) Plan

Insurant's Age on next Birthday :

28 years

Age on Maturity :

80 years

Premium Ceasing Age :

58

Premium Ceasing year :

2055

Sum Assured :

₹ 5,00,000

Policy Tenure:

30 years

Bonus Rate at present:

₹ 60/- per ₹ 1000 sum assured per year

Premium without GST

₹ 925 Monthly [950 - 25(rebate)]

₹ 2,700 Quarterly [2775 - 75(rebate)]

₹ 5,275 Half-yearly [5425 - 150(rebate)]

₹ 10,075 Yearly [10375 - 300(rebate)]

First Year Premium (with GST)

Mode	Premium	GST @4.5%	Net Premium
Monthly	₹ 925	₹ 42	₹ 967
Quarterly	₹ 2,700	₹ 122	₹ 2,822
Half-yearly	₹ 5,275	₹ 237	₹ 5,512
Yearly	₹ 10,075	₹ 453	₹ 10,528

Renewal Premium (with GST)

Mode	Premium	GST @2.25%	Net Premium
Monthly	₹ 925	₹ 21	₹ 946
Quarterly	₹ 2,700	₹ 61	₹ 2,761
Half-yearly	₹ 5,275	₹ 119	₹ 5,394
Yearly	₹ 10,075	₹ 227	₹ 10,302

Maturity Details

Policy Maturity Date :

05/01/2077

Sum Assured :

₹ 5,00,000

Bonus :

₹ 9,00,000

Terminal Bonus :

₹ 1,000

Maturity Value :

₹ 14,01,000

Maturity Value Break-up

Topping	Slices
Sum Assured	500,000
Bonus	901,000

Bonus

Total Installments to be paid

Mode	Total Installments
Monthly	360
Quarterly	120
Half-yearly	60
Yearly	30

Total Amount Paid (without GST/with GST)

Mode	Total Premium	Total GST	Total Amount
Monthly	₹ 3,33,000	₹ 7,812	₹ 3,40,812
Quarterly	₹ 3,24,000	₹ 7,564	₹ 3,31,564
Half-yearly	₹ 3,16,500	₹ 7,376	₹ 3,23,876
Yearly	₹ 3,02,250	₹ 7,036	₹ 3,09,286