RPLI Endowment Assurance (Gram Santosh) Insurance Plan - Premium Calculator

Policy Type

select policy RPLI Endowment Assurance RPLI Whole Life Assurance RPLI Convertible Whole Life Assurance

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Date of Birth

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Sum Assured

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Maturity Age

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Calculation results for RPLI Endowment Assurance (Gram Santosh) Plan

Insurant's Age on next Birthday :

28 years

Age on Maturity :

58 years

Sum Assured :

₹ 5,00,000

Policy Tenure:

30 years

Bonus Rate at present:

₹ 48/- per ₹ 1000 sum assured per year

Premium without GST

₹ 1,250 Monthly [1275 - 25(rebate)]

₹ 3,675 Quarterly [3750 - 75(rebate)]

₹ 7,225 Half-yearly [7375 - 150(rebate)]

₹ 13,975 Yearly [14275 - 300(rebate)]

First Year Premium (with GST)

Mode	Premium	GST @4.5%	Net Premium
Monthly	₹ 1,250	₹ 56	₹ 1,306
Quarterly	₹ 3,675	₹ 165	₹ 3,840
Half-yearly	₹ 7,225	₹ 325	₹ 7,550
Yearly	₹ 13,975	₹ 629	₹ 14,604

Renewal Premium (with GST)

Mode	Premium	GST @2.25%	Net Premium
Monthly	₹ 1,250	₹ 28	₹ 1,278
Quarterly	₹ 3,675	₹ 83	₹ 3,758
Half-yearly	₹ 7,225	₹ 163	₹ 7,388
Yearly	₹ 13,975	₹ 314	₹ 14,289

Maturity Details

Policy Maturity Date :

05/01/2055

Sum Assured :

₹ 5,00,000

Bonus :

₹ 7,20,000

Terminal Bonus :

₹ 1,000

Maturity Value :

₹ 12,21,000

Maturity Value Break-up

Topping	Slices
Sum Assured	500,000
Bonus	721,000

Bonus

Total Installments to be paid

Mode	Total Installments
Monthly	360
Quarterly	120
Half-yearly	60
Yearly	30

Total Amount Paid (without GST/with GST)

Mode	Total Premium	Total GST	Total Amount
Monthly	₹ 4,50,000	₹ 10,416	₹ 4,60,416
Quarterly	₹ 4,41,000	₹ 10,288	₹ 4,51,288
Half-yearly	₹ 4,33,500	₹ 10,104	₹ 4,43,604
Yearly	₹ 4,19,250	₹ 9,735	₹ 4,28,985