Result will Apear here !
Date of open: 22/03/2023
Tenure: 5 years
Date of closure: 22/03/2028
Monthly Installment: ₹ 3,000.00
Total Installment Paid(60): ₹ 1,80,000.00
Interest @ 5.8%: ₹ 29,090.00
Maturity Value: ₹ 2,09,090.00
Rate of Interest applicable (as on 22/03/2023): 5.8%
| Date of Open: | // | |
| Monthly Installment: | ||
Frequently Asked Questions(FAQ) about Recurring Deposit (RD) Account of Post Office
What is the minimum amount required for opening an RD account?
The minimum amount is Rs 100/-(Rs One Hundred).
Can we change the monthly deposit amount of RD in Post Office?
NO.The denomination (monthly deposit amount) can not be changed.
What is the time period of RD account in Post Office?
5 Years (60 months)
The time period for an RD account is five years. No other period for RD account is applicable to Post Office RD account.
Can we close RD account before maturity?
Yes; but not before completion of three years!
RD account lock in period is three years from the date of opening.
What is the rate of interest for RD scheme in Post Office?
Please check the below Interest table.
The rate of interest applicable at the time of opening of RD account is fixed for that account.
Can I take loan against RD account?
Yes.
After completion of one year, you can take as much as half of the amount deposited so far as loan. This load is also known as half withdrawal.
What are the conditions for taking loan RD account?
The RD account should have be running condition.
In other words the RD account should not be discontinued.
When does an RD account become discontinued?
If the monthly intallment of an account is not deposited for six
months in a row, then the account become discontinued.
For example an RD account deposited till Dec, 2022 will become discontinued on 01st July, 2023 if monthly intallments are not deposited during Jan, Feb, Mar, Apr, May and June 2023.
Can we revive RD discontinued account?
No.
RD account once discontinued can not be revived.
What interest do we get in RD discontinued account?
Rate of interest of Savings Account.
Can we take loan or half withdrawal in discontinued RD account?
No.RD account must be running for taking loan (withdrawal).
What to do when an RD account become discontinued?
The best practice is to close the account if it has completed 03 year of lock in period.
What are the other benificial schemes of Post Office?
Post Office has many schemes. A few of them is as follows:
- TD Schemes (Time Deposit accounts for 01, 02, 03 and 05 years
- MIS (Monthly Income Scheme)
- SCSS (Senior Citizen Savings Scheme)
- SSA (Sukanya Samriddhi Account Sheme)
- PLI/RPLI (Postal Life Insurance Scheme)
Rate of Interest for RD accounts in Post Office
| From | To | Interest Rate (Maturity Value for Dn.10) |
|---|---|---|
| 01-04-1981 | 31-03-1982 | 9.90 (776.99) |
| 01-04-1982 | 28-02-1983 | 10.30 (785.37) |
| 01-03-1983 | 31-03-1987 | 11.30 (807.60) |
| 01-04-1987 | 31-03-1991 | 11.00 (800.30) |
| 01-04-1991 | 30-09-1991 | 11.50 (811.15) |
| 01-10-1991 | 01-09-1993 | 13.50 (856.40) |
| 02-09-1993 | 31-12-1998 | 12.50 (833.40) |
| 01-01-1999 | 31-12-1999 | 11.50 (811.15) |
| 01-01-2000 | 14-01-2000 | 11.50 (811.15)) |
| 15-01-2000 | 31-01-2000 | 10.50 (789.60) |
| 01-02-2000 | 28-02-2001 | 10.50 (789.60) |
| 01-03-2001 | 28-02-2002 | 9.00 (758.53) |
| 01-03-2002 | 28-02-2003 | 8.50 (748.49) |
| 01-03-2003 | 01-08-2004 | 7.50 (728.90) |
| 02-08-2004 | 30-11-2011 | 7.50 (728.90) |
| 01-12-2011 | 31-03-2012 | 8.00 (738.62) |
| 01-04-2012 | 31-03-2013 | 8.40 (746.53) |
| 01-04-2013 | 31-03-2014 | 8.30 (744.53) |
| 01-04-2014 | 17-11-2014 | 8.40 (746.53) |
| 18-11-2014 | 20-01-2015 | 8.40 (746.53) |
| 21-01-2015 | 31-03-2015 | 8.40 (746.53) |
| 01-04-2015 | 31-03-2016 | 8.40 (746.53) |
| 01-04-2016 | 30-09-2016 | 7.40 (726.97) |
| 01-10-2016 | 31-03-2017 | 7.30 (725.05) |
| 01-04-2017 | 30-06-2017 | 7.20 (723.14) |
| 01-07-2017 | 31-12-2017 | 7.10 (721.23) |
| 01-01-2018 | 30-09-2018 | 6.90 (717.43) |
| 01-10-2018 | 31-12-2018 | 7.30 (725.05) |
| 01-01-2019 | 31-03-2019 | 7.30 (725.05) |
| 01-04-2019 | 30-06-2019 | 7.30 (725.05) |
| 01-07-2019 | 30-09-2019 | 7.20 (723.14) |
| 01-10-2019 | 31-12-2019 | 7.20 (723.14) |
| 01-01-2020 | 31-03-2020 | 7.20 (723.14) |
| 01-04-2020 | 30-09-2022 | 5.80 (6969.67 for Rs. 100 Dn) |
| 01-10-2022 | 31-03-2023 | 5.80 (6969.67 for Rs. 100 Dn) |
| 01-04-2023 | 30-06-2023 | 6.20 (7043.27 for Rs. 100 Dn) |
| 01-07-2023 | 31-03-2025 | 6.50 (7099.08for Rs. 100 Dn) |
| List of Gazetted Holidays 2023 | ||
|---|---|---|
| Holiday | Date | Day |
| Republic Holiday | 26-01-2023 | Thursday |
| Holi | 08-03-2023 | Wednesday |
| Ram Navami | 30-03-2023 | Thursday |
| Mahavir Jayanti | 04-04-2023 | Tuesday |
| Good Friday | 07-04-2023 | Friday |
| Id-ul-Fitr | 22-04-2023 | Saturday |
| Budha Purnima | 05-05-2023 | Friday |
| Id-ul-Zuha (Bakrid) | 29-06-2023 | Thursday |
| Muharram | 29-07-2023 | Saturday |
| Independence Day | 15-08-2023 | Tuesday |
| Janmashtami (Vaishnva) | 07-09-2023 | Thursday |
| Milad-un-Nabi or Id-e-Milad (Birthday of Prophet Mohammad) | 28-09-2023 | Thursday |
| Mahatma Gandhi's Birthday | 02-10-2023 | Monday |
| Dussehra | 24-10-2023 | Tuesday |
| Diwali (Deepavali) | 12-11-2023 | Sunday |
| Guru Nanak's Birthday | 27-11-2023 | Monday |
| Christmas Day | 25-12-2023 | Monday |
| List of Gazetted Holidays 2022 | ||
|---|---|---|
| Holiday | Date | Day |
| Republic Day | 26-01-2022 | Wednesday |
| Maha Shivratri | 01-03-2022 | Tuesday |
| Holi | 18-03-2022 | Friday |
| Mahavir Jayanti | 14-04-2022 | Thursday |
| Good Friday | 15-04-2022 | Friday |
| Id-ul-Fitr | 03-05-2022 | Tuesday |
| Buddha Purnima | 16-05-2022 | Monday |
| Id-ul-Zuha (Bakrid) | 10-07-2022 | Sunday |
| Muharram | 09-08-2022 | Tuesday |
| Independence Day | 15-08-2022 | Monday |
| Janmashtami | 19-08-2022 | Friday |
| Mahatma Gandhi's Birthday | 02-10-2022 | Sunday |
| Dussehra | 05-10-2022 | Wednesday |
| Milad-un-Nabi or Id-e-Milad (Birthday of Prophet Mohammad) | 09-10-2022 | Sunday |
| Diwali (Deepavali) | 24-10-2022 | Monday |
| Guru Nanak's Birthday | 08-11-2022 | Tuesday |
| Christmas Day | 25-12-2022 | Sunday |
| List of Gazetted Holidays 2021 | ||
|---|---|---|
| Holiday | Date | Day |
| Republic Day | 26-01-2021 | Tuesday |
| Good Friday | 02-04-2021 | Friday |
| Mahavir Jayanthi | 25-04-2021 | Sunday |
| Id-ul-Fitr | 14-05-2021 | Friday |
| Buddha Purnima | 26-05-2021 | Wednesday |
| Id-ul-Zuha(Bakrid) | 21-07-2021 | Wednesday |
| Independence Day | 15-08-2021 | Sunday |
| Muharram | 19-08-2021 | Thursday |
| Mahatma Gandhi's Jayanthi | 02-10-2021 | Saturday |
| Dussehra (Vijay Dasami) | 15-10-2021 | Friday |
| Milad-un-Nabi or Id-e-Milad(Birthday of Prophet Mohammad) | 19-10-2021 | Tuesday |
| Diwali( Deepavali) | 04-11-2021 | Thursday |
| Guru Nanak's Birthday | 19-11-2021 | Friday |
| Christmas Day | 25-12-2021 | Saturday |
| List of Gazetted Holidays 2020 | ||
|---|---|---|
| Holiday | Date | Day |
| Republic Day | 26-01-2020 | Sunday |
| Mahavir Jayanti | 06-04-2020 | Monday |
| Good Friday | 10-04-2020 | Friday |
| Buddha Purnima | 07-05-2020 | Thursday |
| Idu'l Fitr | 25-05-2020 | Monday |
| Idul'l Zuha | 01-08-2020 | Saturday |
| Independence Day | 15-08-2020 | Saturday |
| Muharram | 30-08-2020 | Sunday |
| Mahatma Gandhi's Birthday | 02-10-2020 | Friday |
| Dussehra (Vijay Dashmi) | 25-10-2020 | Sunday |
| Prophet Mohammad's Birthday (Id-E-Milad) | 30-10-2020 | Friday |
| Diwali (Deepavali) | 14-11-2020 | Saturday |
| Guru Nanak's Birthday | 30-11-2020 | Monday |
| Christmas Day | 25-12-2020 | Friday |
| List of Gazetted Holidays 2019 | ||
|---|---|---|
| Holiday | Date | Day |
| Republic Day | 26-01-2019 | Saturday |
| Mahavir Jayanti | 17-04-2019 | Wednesday |
| Good Friday | 19-04-2019 | Friday |
| Buddha Purnima | 18-05-2019 | Saturday |
| Id ul Fitr | 05-06-2019 | Wednesday |
| Idul Zuha (Bakrid) | 12-08-2019 | Monday |
| Independence Day | 15-08-2019 | Thursday |
| Muhurram | 10-09-2019 | Tuesday |
| Mahatma Gandhi's Birthday | 02-10-2019 | Wednesday |
| Dussehra | 08-10-2019 | Tuesday |
| Diwali(Deepavali) | 27-10-2019 | Sunday |
| Milad-Un-Nabi or Id-E-Milad(Birthday of Prophet Mohammad) | 10-11-2019 | Sunday |
| Guru Nanak's Birthday | 12-11-2019 | Tuesday |
| Christmas | 25-12-2019 | Wednesday |
| List of Gazetted Holidays 2018 | ||
|---|---|---|
| Holiday | Date | Day |
| REPUBLIC DAY | 26-01-2018 | Friday |
| MAHAVIR JAYANTHI | 29-03-2018 | Thursday |
| GOOD FRIDAY | 30-03-2018 | Friday |
| BUDDHA PURNIMA | 30-04-2018 | Monday |
| IDUL FITR | 16-06-2018 | Saturday |
| INDEPENDENCE DAY | 15-08-2018 | Wednesday |
| IDUL ZUHA (BAKRID) | 22-08-2018 | Wednesday |
| MUHURRAM | 21-09-2018 | Friday |
| MAHATMA GANDHI'S BIRTHDAY | 02-10-2018 | Tuesday |
| DUSSEHRA (VIJAYADASHAMI) | 19-10-2018 | Friday |
| PROPHET MOHAMMAD'S BIRTHDAY (ID-E-MILAD) | 21-11-2018 | Wednesday |
| GURUNANAK'S BIRTHDAY | 23-11-2018 | Friday |
| CHRISTMAS | 25-12-2018 | Tuesday |
| List of Gazetted Holidays 2017 | ||
|---|---|---|
| Holiday | Date | Day |
| REPUBLIC DAY | 26-01-2017 | Thursday |
| MAHAVIR JAYANTI | 09-04-2017 | Sunday |
| GOOD FRIDAY | 14-04-2017 | Friday |
| BUDDHA PURNIMA | 10-05-2017 | Wednesday |
| IDU-UL-FITR | 26-06-2017 | Monday |
| INDEPENDENCE DAY | 15-08-2017 | Tuesday |
| IDU-UL-ZUHA (BAKRID) | 02-09-2017 | Saturday |
| DUSSEHRA (VIJAYA DASHAMI) | 30-09-2017 | Saturday |
| MUHARRAM | 01-10-2017 | Sunday |
| MAHATMA GANDHI'S BIRTHDAY | 02-10-2017 | Monday |
| DIWALI (DEEPAVALI) | 19-10-2017 | Thursday |
| GURUNANAK'S BIRTHDAY | 04-11-2017 | Saturday |
| PROPHET MOHAMMAD'S BIRTHDAY (ID-E-MILAD) | 02-12-2017 | Saturday |
| CHRISTMAS | 25-12-2017 | Monday |
| List of Gazetted Holidays 2016 | ||
|---|---|---|
| Holiday | Date | Day |
| REPUBLIC DAY | 26-01-2016 | Tuesday |
| GOOD FRIDAY | 25-03-2016 | Friday |
| MAHAVIR JAYANTI | 20-04-2016 | Wednesday |
| BUDDHA PURNIMA | 21-05-2016 | Saturday |
| IDU-UL-FITR | 06-07-2016 | Wednesday |
| INDEPENDENCE DAY | 15-08-2016 | Monday |
| IDU-UL-ZUHA (BAKRID) | 12-09-2016 | Monday |
| MAHATMA GANDHI'S BIRTHDAY | 02-10-2016 | Sunday |
| DUSSEHRA (VIJAYA DASHAMI) | 11-10-2016 | Tuesday |
| MUHARRAM | 12-10-2016 | Wednesday |
| DIWALI (DEEPAVALI) | 29-10-2016 | Saturday |
| GURUNANAK'S BIRTHDAY | 14-11-2016 | Monday |
| PROPHET MOHAMMAD'S BIRTHDAY (ID-E-MILAD) | 13-12-2016 | Tuesday |
| List of Gazetted Holidays 2015 | ||
|---|---|---|
| Holiday | Date | Day |
| PROPHET MOHAMMAD'S BIRTHDAY (ID-E-MILAD) | 04-01-2015 | Sunday |
| REPUBLIC DAY | 26-01-2015 | Monday |
| MAHAVIR JAYANTI | 02-04-2015 | Thursday |
| GOOD FRIDAY | 03-04-2015 | Friday |
| BUDDHA PURNIMA | 04-05-2015 | Monday |
| IDU-UL-FITR | 18-07-2015 | Saturday |
| INDEPENDENCE DAY | 15-08-2015 | Saturday |
| IDU-UL-ZUHA (BAKRID) | 25-09-2015 | Friday |
| MAHATMA GANDHI'S BIRTHDAY | 02-10-2015 | Friday |
| DUSSEHRA (VIJAYA DASHAMI) | 22-10-2015 | Thursday |
| MUHARRAM | 24-10-2015 | Saturday |
| DIWALI (DEEPAVALI) | 11-11-2015 | Wednesday |
| GURUNANAK'S BIRTHDAY | 25-11-2015 | Wednesday |
| PROPHET MOHAMMAD'S BIRTHDAY (ID-E-MILAD) | 24-12-2015 | Thursday |
| CHRISTMAS | 25-12-2015 | Friday |
| List of Gazetted Holidays 2014 | ||
|---|---|---|
| Holiday | Date | Day |
| PROPHET MOHAMMAD'S BIRTHDAY (ID-E-MILAD) | 14-01-2014 | Tuesday |
| REPUBLIC DAY | 26-01-2014 | Sunday |
| MAHAVIR JAYANTI | 13-04-2014 | Sunday |
| GOOD FRIDAY | 18-04-2014 | Friday |
| BUDDHA PURNIMA | 14-05-2014 | Wednesday |
| IDU-UL-FITR | 29-07-2014 | Tuesday |
| INDEPENDENCE DAY | 15-08-2014 | Friday |
| MAHATMA GANDHI'S BIRTHDAY | 02-10-2014 | Thursday |
| DUSSEHRA (VIJAYA DASHAMI) | 03-10-2014 | Friday |
| IDU-UL-ZUHA (BAKRID) | 06-10-2014 | Monday |
| DIWALI (DEEPAVALI) | 23-10-2014 | Thursday |
| MUHARRAM | 04-11-2014 | Tuesday |
| GURUNANAK'S BIRTHDAY | 06-11-2014 | Thursday |
| CHRISTMAS | 25-12-2014 | Thursday |
| List of Gazetted Holidays 2013 | ||
|---|---|---|
| Holiday | Date | Day |
| PROPHET MOHAMMAD'S BIRTHDAY (ID-E-MILAD) | 25-01-2013 | Friday |
| REPUBLIC DAY | 26-01-2013 | Saturday |
| GOOD FRIDAY | 29-03-2013 | Friday |
| MAHAVIR JAYANTI | 24-04-2013 | Wednesday |
| BUDDHA PURNIMA | 25-05-2013 | Saturday |
| IDU-UL-FITR | 09-08-2013 | Friday |
| INDEPENDENCE DAY | 15-08-2013 | Thursday |
| MAHATMA GANDHI'S BIRTHDAY | 02-10-2013 | Wednesday |
| DUSSEHRA (VIJAYA DASHAMI) | 13-10-2013 | Sunday |
| IDU-UL-ZUHA (BAKRID) | 16-10-2013 | Wednesday |
| DIWALI (DEEPAVALI) | 03-11-2013 | Sunday |
| MUHARRAM | 14-11-2013 | Thursday |
| GURUNANAK'S BIRTHDAY | 17-11-2013 | Sunday |
| CHRISTMAS | 25-12-2013 | Wednesday |
| List of Gazetted Holidays 2012 | ||
|---|---|---|
| Holiday | Date | Day |
| REPUBLIC DAY | 26-01-2012 | Thursday |
| PROPHET MOHAMMAD'S BIRTHDAY (ID-E-MILAD) | 05-02-2012 | Sunday |
| MAHAVIR JAYANTI | 05-04-2012 | Thursday |
| GOOD FRIDAY | 06-04-2012 | Friday |
| DR. B.R. AMBEDKAR'S BIRTHDAY | 14-04-2012 | Saturday |
| BUDDHA PURNIMA | 06-05-2012 | Sunday |
| INDEPENDENCE DAY | 15-08-2012 | Wednesday |
| IDU-UL-FITR | 20-08-2012 | Monday |
| MAHATMA GANDHI'S BIRTHDAY | 02-10-2012 | Tuesday |
| DUSSEHRA (VIJAYA DASHAMI) | 24-10-2012 | Wednesday |
| IDU-UL-ZUHA (BAKRID) | 27-10-2012 | Saturday |
| DIWALI (DEEPAVALI) | 13-11-2012 | Tuesday |
| MUHARRAM | 25-11-2012 | Sunday |
| GURUNANAK'S BIRTHDAY | 28-11-2012 | Wednesday |
| CHRISTMAS | 25-12-2012 | Tuesday |
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